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Showing posts with label finance. Show all posts
Showing posts with label finance. Show all posts

March 21, 2010

World declares Americans totally clueless!

On a day-to-day basis, I put up with a host of stupid shit. From political correctness, the demise of dignity and honesty, the furtherance of the welfare state, silly drivers, testosterone-laden asswipes, devious politicians and lawyers, no corn in the commissary, no place to get a decent sandwich in this one-horse town (I'm not in Naples), no broccoli rabe in the Kroger, nothing good on TV and on and on, not to mention separation from my wife and kids because of work. Well, I mentioned it after all.

All this fades in comparison (for the next two minutes) to our country's mamby-pamby, touchy-feely insistence on lying to each other, mollycoddling each other, convincing each other that Americans have some sort of entitlement and guarding people from what they really need most...a wake-up call!!! Now people are upset that if they go into the Obama real-estate welfare bail-out program, their credit scores drop so it hurts them in trying to get loans, credit cards, etc.

What the F--K? Are you serious? Do you realize what you're saying?

REALITY CHECK: You're saying now that you're getting bailed-out by the government because you can't pay your home loan, you're mad because you can't...get another loan? Really? What the news is saying is it's bad that people who can't afford their houses can't sign up for more loans they can't afford to stack on top of the home loan they can't afford. HELLOOOOOO!!!!!! What friggin planet are you people on?

Oh, I forgot the mantra of the PC America..."we have a right to this" and "we have a right to that." Blah blah blah. I say exercise your right to remain silent, you freakin morons. Your right to force the government to skim money from the people who actually pay their bills and give to the dipshits that don't infringes on my rights and pushes a far too intrusive government even further into my life.

All this smacks of ignorance and greed. Ignorance as to how to manage your money, ignorance in not understanding the type of financial product you're buying, and ignorance in becoming far too leveraged (definition for the ignorant is you bought too much shit on credit, don't own your house or car, spend too much, and don't have any money in the mattress in case something bad happens. Everything that comes in goes back out). Greed comes in because Americans feel they're entitled to have everything they want no matter if they can afford it. They buy six-bedroom houses when they don't even have any kids, finance more than one vehicle per family, have an average of SIX credit cards (definition for the ignorant is you bought more shit than you can pay for because you're greedy). An average of six cards; think about that. Our education system must be producing masses of mindless drones that know absolutely dick about how to manage their money but fall easy prey to marketing...convinced they need every damned thing someone says they do.

I should really be able to beeyatch-slap people back into reality. It pisses me off that some of us have to carry the weight for ourselves and those that can't carry their own. Is it fair that people should be forced by the government to do that?
I say if you have a house you can't afford, a boat in the driveway on a loan you don't need next to the motorcycle you have on a loan sitting next to the jet-ski, two cars on loans (one with $2500 rims), six credit cards near their max limit, 57" flat-screen TV's and a garage filled to capacity with stuff you don't use, no money for a rainy day, no solid college fund for your kids and you're talking about how bad you need to put in a pool, all the while your gluttonous ass has gotten so fat a family of pygmies could live inside your butt-cheeks, I should be able to slap the piss out of you.

...but wait. I forgot...you're entitled to be a jackass. Just don't crap on old Brainclogger.